How does this compare to the American Express Platinum card? You might be able to qualify for some with a score in the very high 500s. Recently, he's invested in a few pieces of art on Masterworks too. Score: 4.4/5 ( 20 votes ) The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards point per $1 spent on the card and comes with a 15,000-point credit card sign-up bonus. As far as points go, youll get 5x points on flights when you purchase through Chase Ultimate Rewards. Hot Tip: Just in the last year, almost a million new U.S. locations began accepting American Express. Visa is only a payment network and has cards issued by other banks, like Chase, Bank of America, etc. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. The fee with the Platinum card is much higher, of course, but if you travel frequently youll make your money back quickly. However, out of the three concierge services, Visa Infinite Concierge serviced my request best as it did something the others failed to do -- offer a pricing estimate. Obviously, the Citi AAdvantage card is best for those who prefer to travel with American Airlines. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. For example, American Express cards are accepted in more than 160 countries worldwide, which lags behind Visa and Mastercard that are both accepted in more than 200 countries. The card details on this page have not been reviewed or provided by the card issuer. Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits. But it comes with cell phone insurance, a minor perk. However, they briefly discussed mask-wearing procedures, curfews and capacity limits in museums and other tourist attractions. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Power, American Express came in first in overall customer satisfaction. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. However, given that it's been almost two weeks since my initial request, it's unlikely that I'll hear back. In general, the more benefits a card provides, the harder it is to qualify for. I called the Chase, Amex and Citi concierges roughly three weeks before my departure and asked them for help with five relatively simple questions: While I ended up getting a lot of useful information for my trip, each of the three responses had some serious pluses and minuses. On the other hand, I also had a strong hunch that, outside of the fanciest restaurants in the country, there wouldn't be much variation in how well these concierges could lock down a reservation for me. I did receive information about the suburban railroad as another option into the city. Testing requirements for travelers (including minors). I am not a financial adviser. When you spend more than $20,000 in purchases during the year and then renew your card, youll get a $125 American Airlines discount. Terms apply to the offers listed on this page. The 2% redemption value on airfare with the Black Card is nice, but the Platinum card 5x points on airfare purchases edges the Black Card out. The ability to redeem Avion points at 2cpp for business class and First Class flights as a Visa Infinite Privilege or Business cardholder is just one of the many under-appreciated sweet spots within the overall RBC ecosystem. The one area where the Black Card wins is in luxury extras such as the concierge service it offers. What is the difference between Visa Avion Infinite and Platinum? Today, I will be comparing the American Express AeroplanPlus Platinum Card, CIBC Aerogold Visa Infinite Privilege and TD Aeroplan Visa Infinite Privilege Card. As mentioned, the annual fee for the Amex Platinum card is $695. Cash back credit cards offer flexibility by giving you several ways to redeem your rewards. It's worth nothing that the Visa card gets you 6 visits per year, but they can be used on guests as well as yourself. There are many different companies that issue cards, so ultimately Visa and Mastercard dont have control over the quality of the customer service you receive. No Foreign Transaction Fees. For example, it's rare to see a high-end credit card these days that doesn't offer some form of a Priority Pass lounge membership and a travel or airline credit worth hundreds of dollars. Youll earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center. Sign up for our daily newsletter! 1X points for each dollar you spend on eligible purchases. In this Indigo Platinum Mastercard review, I cover the card's features, including the positives and negatives, and share some Indigo Mastercard alternatives. Why was my car loan removed from credit report? is a former TPG writer. While I could reach Chase's concierge service the fastest, there isn't too much variation here -- certainly not enough to choose one service over another. For Visa Infinite Privilege, the income requirements are $200,000 for either personal or household, at least double the Visa Infinite requirements. Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster. It has a welcome bonus of 60,000 points when you make $4,000 in purchases during the first three months. Where would you recommend I eat in order to experience authentic and local cuisine? All Right Reserved 2014 Total IT Software Solutions Pvt. Here are the best cards for making your trip more comfortable. Thats better than American Express. They took it a step further and provided a quick blurb about the cuisine, if a restaurant was card-only, its atmosphere and more. They provided tons of options that made me want to turn my layover into a full-blown trip to Athens. At first, they suggested that I take an Uber and recommended that I use the Amex Platinum's $15 monthly Uber Cash credit. You can also reach the Amex Platinum concierge by chatting with them through the Amex app or via email. In the 2020 U.S. Credit Card Satisfaction Study by J.D. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. The UBS Visa Infinite Credit Card * offers a solid but lesser-known premium travel rewards card. Unfortunately, American Expresss international acceptance is much lower than its competitors. Luckily, her husband worked at Southwest Airlines, so they were introduced to the exciting world of non-rev travel. But as you can see, each network offers different protections, levels of customer service, and even different types of rewards, so its important to factor this into your decision as well. Which is Better Visa Platinum or Visa Infinite? Most Visa Platinum cards require a credit score in the 600s. What is the credit limit for an Axis Bank Platinum Credit Card? The 15 Best First Class Lounges in the World [2023], The 5 Best Ways To Find Cheap Flights in 2022 [Detailed Guide], , cash-back potential, interest rates, and more, Quick Facts Comparing Visa, MasterCard & American Express, American Express has an excellent reputation when it comes to customer service. Additional visits are $27. Banks and other card issuers can set these levels independently and arent as stringent with their requirements. by J.D. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. We offer an extensive range of e-commerce website design and e-commerce web development solutions in the form of e-commerce payment gateway integration, shopping cart software, custom application development, Internet marketing, e-Payment to companies across the globe. Therefore, the TD Aeroplan Visa Infinite* Card sweeps this category strictly for its point value in terms of a travel card. These additional items might include things like Global Entry statement credits, additional travel insurance coverage, increased warranty protection, and access to special events, among others. All this with a first-year annual fee rebate! Greece has recently reopened to travelers. In the U.S., American Express has virtually the same network size as Mastercard or Visa. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. Winner: The clear winner here is Platinum Card Concierge. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). That day came with no email, so I pinged them on June 15. But in the February 2020Nilson Report, it was reported that 99% of credit card-accepting merchants in the U.S. can now accept American Express, meaning 10.6 million retailers now accept American Express. That means your 60,000 points could be worth $900 instead of $600. Additional visits are $27. After that, she knew that she was destined to travel as much as possible. The Visa Platinum is the second tier of the four Visa credit card types. The Visa Infinite concierge is a free personal assistance phone line available 24/7: (888) 853-4458 in the U.S. or (630) 350-4545 if you're traveling abroad. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. But in terms of comparing eligibility requirements for Visa, Mastercard, and American Express, American Express may be the hardest issuer to qualify for as most cards require applicants to have a good credit score of at least 670 to qualify. Want more credit card news and advice from TPG? Winner: I was beyond impressed with Citi Concierge. For instance, the Chase Sapphire Preferred Credit Card, which has a $95 fee, is a Visa Signature card; the Chase Sapphire Reserve Card, with a $550 fee, is a Visa Infinite card. We recommend the RBC Avion Visa Infinite to those who value flexibility in what they can redeem their points on, who seek insurance coverage for frequent travel outside their province/territory or Canada itself, and who appreciate a big welcome bonus. And youll enjoy preferred boarding status. You might be able to qualify for some with a score in the very high 500s. Youll also get up to $100 reimbursement on your Global Entry or TSA Precheck purchase when you use your Capital One Venture Rewards card. Therefore, you will get more points with it than with the 1.5 points of the TD card. With the TD Aeroplan Visa Infinite* Card, you could earn 40,000 points after six months by spending $5,000. Which is Better Visa Platinum or Visa Infinite? If you want a store card, you may not have any say in what network you use. This is a huge change from 5 years ago when American Express was only accepted at 3.7 million. However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. Global ATM network. The Visa Platinum is the second tier of the four Visa credit card types. At face value, there appears to be no difference between the types of services offered. You can then redeem these points for a wide array of flexible rewards. For example, American Express is the only network that offers Delta and Hilton cards. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Most users would earn back the $95 annual fee with gained points quite quickly. And youll earn 10x points on hotels and car rentals purchased through the program. International, land and ferry travel requirements. What is the easiest Amex to get approved for? 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